Real Estate Mortgage Law – DC Capital Law

When consumers are facing substantial debts, tax issues, or even foreclosure on their personal property, DC Capital Law can help provide fair and equitable resolution.

Title Issues
Our firm consists of several attorneys with years of experience helping individuals and businesses purchase, sell, and even refinance their property. While many people are referred to title companies by their real estate agents due to a previously established financial connection, working with an attorney can be more efficient and cost-effective. Whereas title companies (and even the attorneys they hire to assist them) are often prohibited by law from providing legal advice or representation. However, DC Capital Law can help find solutions to common problems, including:

  • How to hold your title
  • Your legal obligations to your lender
  • Foreclosure proceedings
  • Restrictive and enforceable covenants
  • Which elements are part of the real estate and which are not
  • Consequences of transferring your property

Mortgage lenders are a necessary aspect of most housing property transactions. The majority of home buyers are unable to pay for their new house in full at the time of purchase, so they work with a lender to finance the house and determine a viable mortgage. Unfortunately, this can often lead to several problems, including:

  • Contract Disputes: Every mortgage should exist as a formal contract. If there is no written agreement or if you dispute any component of the contract, you might have a legal claim against the lender.
  • Discrimination: Any discrimination related to race, gender, or national origin is prohibited by law.
  • Predatory Lending: Young, first-time buyers and the elderly are uniquely vulnerable to loans with exorbitant interest rates.
  • Fraud: Examples of fraud include the aforementioned predatory lending, as well as fake documents and misleading tax information.

In many instances, home and timeshare owners are unable to meet their monthly payments. This might be due to job loss, divorce, or property depreciation. Regardless of why you are unable to meet your financial obligations, the lender may begin foreclosure proceedings shortly after realizing you are in arrears. Once you receive formal notification that these proceedings are underway, you should contact an attorney immediately.

DC Capital Law is experienced in handling foreclosure, loan modifications, short sales, and deeds in lieu of foreclosure. If you or someone you know is dealing with legal issues related to a title, mortgage, or foreclosure, please contact our offices today by completing this form or calling 202.793.4433.

We offer free consultations and are eager to help you resolve your legal issues in a timely and effective manner.